Home
break-ins, fire, floods,
tornadoes, hurricanes, earthquakes. Are you prepared? Do you have a
detailed record of your home assets?
Every homeowner should do a complete household inventory once a year. A
home inventory lists all of the items contained in your house and their
net worth. It's something you need to do in order to protect your
belongings. It will also help in chosing the right amount of coverage.
We've made a checklist to inventory your personal belongings. You can
download it for free here.
How
to make an inventory?
Things you'll need
Pen
and paper(You can download our spreadsheet and print it).
Optional:
a (video) camera (digital if posible).
Making the inventory
Go through all the rooms in your house or appartment. Describe the
contents of each room. Make pictures of the contents.
Attach copies of sales receipt or appraisals for expensive items.
Include specific information on household object such as model number,
brand name, etc.
List everything: jewelry, silverware, china, crystal,antiques,
paintings, artwork, furniture, TVs, stereo equipment, computers,
electronic appliances, clothing, collectibles, curtains, CDs, DVDs,
pots and pans, linens, tools, lamps, children’s toys, sports
equipment, air conditioning, exercise equipment bicycles, etc.
Don't forget to list items stored in your attic, basement, garage, or
in your garden.
Store your inventory, insurance papers and important documents in a
safe place.
Make copies of all of
your important papers (Social Security cards,
Birth certificates, Marriage certificates, Deeds, Titles to vehicles
etc) and store them in different places (also online). Keep originals
in a safe deposit box. Ask your insurance agent if they can keep a copy
of your home inventory with your other records in their files.
Finally, add up all of your estimated values and find out how
much it will cost to replace everything. Compare this figure with your home
insurance limit.
Home inventory
