Comparing Renters Insurance Made Easy

Renters insurance is just as important as auto insurance. Only 43% of renters have a rental apartment insurance policy but considering the premiums for these types of policies are as low at $10/month, it's easy to understand why this coverage is usually a good idea.

Testimonial...

"The apartment I was renting caught fire ..., we basically lost everything. I was wondering if I am able to submit a claim to my landlords home insurance. The fire was caused by the a.c outlet over heating. ... .I did not have renters insurance at the time, and am kicking myself in the butt for not having it, ..., if only I had known that renters insurance only runs about 25$ a month. Can I make a claim on my landlord's insurance?"
This is a typical case. But your landlord's insurance policy only covers the building, any property owned by the tenants is excluded.

What does a typical renters policy cover?
Theft
Vandalism
Fire
Lightning
Windstorm
Falling objects
Weight of ice, snow
Explosion

Renters Insurance does NOT protect against:
Earthquakes
Floods